A bank involved in any of the above-mentioned activities shall be warned and fined between RMB50000 and 300000 yuan. Those held immediately responsible for such violations in the bank including its senior management， other executive managers or individuals shall be given a disciplinary punishment. The People's Bank of China shall have the right to suspend review and approval of its opening of basic deposit accounts， command it to cease operation and take remedial measures or revoke its business license if the damage is serious. In the case a crime is committed， those involved in such a crime shall be handed over to judicial authorities to be prosecuted according the law. (来源：EnglishCN.com)

　　Article 67 A bank is prohibited from any of the following activities in the use of bank settlement accounts：

　　（1） Providing false application documents in opening account to deceive the People's Bank of China's approval for the opening of basic deposit accounts， temporary deposit accounts or special deposit accounts for budget units.

　　（2） When opening or canceling a bank settlement account， it does not register or stamp on the registration certificate for opening basic deposit accounts， or does not inform the relevant account-holding banks.

　　（3） Conducting fund transfer and settlement using bank settlement accounts for individuals in violation of Article 42 of these rules.

　　（4） Conducting transfer and settlement for savings accounts.

　　（5） Conducting cash payment or deposit for depositors in violation of these rules.

　　（6） Failing to report information on opening， altering or canceling accounts to the People's Bank of China， or failing to do it within the required time limit.

　　A bank involved in any of the above-mentioned activities shall be warned and fined between RMB5000 and 30000 yuan. Those held immediately responsible for such violations in the bank including its senior management， other executive managers or individuals shall be given a disciplinary punishment. The People's Bank of China shall have the right to suspend review and approval of its opening of basic deposit accounts， command it to cease operation and take remedial measures or revoke its business license if the damage is serious. In the case a crime is committed， those involved in such a crime shall be handed over to judicial authorities to be prosecuted according to the law.

　　Article 68 A commercial depositor forging， altering or privately printing registration certificates for opening accounts shall be fined between RMB10000 and 30000 yuan， while a non-commercial depositor shall be fined RMB1000 yuan. If a crime is committed， the depositor shall be handed over to judicial authorities and be prosecuted according to law.

　　Chapter VII Supplementary Provisions

　　Article 69 The registration certificate for opening bank settlement account shall be prepared in a unified form designed by the head office of the People's Bank of China and its printing shall be monitored by the PBC regional branches， operation offices and branches in the capital cities of provinces or autonomous regions.

　　Article 70 The People's Bank of China is responsible for interpretation and amendment of these rules.

　　Article 71 These rules shall enter into force on September 1， 2003. “Rules on Banking Account Management” issued by the People's Bank of China on October 9， 1994 will be invalidated at the same time.